Lies Collectors Tell

10. Good morning, this is City Bank
Want to find out? try calling your bank. chances are, you will be referred back to the caller - a collection agency!

9.Good morning, this is litigation department of City Bank
No such thing. its either legal department or remedial management department.or its a Collection Agency!

8. Good morning, we are offering an "Amnesty Program"
It's more of a Fantasy Program. How can there be an amnesty if your account is already written off?

7. We will sue you!
If they do it, they would no longer be called a collection agency, magiging Suing Agency na!

6. You are liable under RA 8484
you forget to read the last line " ..if evidence warrants..." there is none

5. We have conducted "ocular inspection"
This is being done by Appraisers not collectors

4. We will file " preliminary writ of attachments"
legal ek-ek. you have no properties anyway

3.Call this number to hold your case
You cannot "hold" it. only the Judge can

2.We will get all your properties
Even your old electric fan?

and the no. 1 LIE they tell.....

1. This is Attorney Sunday Muller. You have a Warrant of Seizure Arrest.

HOWHAAAT!

Sue Me - Ang Sagot Sa Panloloko

Many times we are afraid that we will get sued.
Read on if you still want to pay them, instead of settling it in court

A representative from collection office called me and forced me to pay a certain amount. We negotiated and the amount was reduce to Php5000.She said that after that my billings will return to normal. I even asked for easy installment she said she will call me with the details.She never did, I always called their office but she always say"cge po icheck natin ung acct nyo."

Then my billing came and ung ibinayad ko ay napunta lng sa interest and there was no installment indicated. I called them up and cnabi nila na nkaleave daw ung may hawak ng account ko.Everytime I called gnon ang cncsbi nila.

Then another agent told me na kulang daw and ibinayd ko kya klangan daw bayaran the whole amount or mgissue daw ako ng 6 postdated checks to settle my acct.6 mos lang daw ang longest period nila to settle.The nerve of that woman.

Then I received another letter from a different agency saying this things about RA8484.If my calculation serves me right matagal ng bayad ung princiapal ko.Interest na lng binabayaran ko.

confused girl

Coercion Agency

you read it right.

akala mo si attorney,
yun pala si collector lang ini;
akala mo sheriff,
yun pala walang isip.
sinabi ba namang ikaw ay may warrant of arrest,
e di ikaw ay malamang mauna pang umalis?
sinabi din na they will file a case.
hinde ba ang linyang ito ay matagal nang panis?
mabuti pa si Yao at si Shaq
si miss maganda ay pose lang na walang sindak.

I Am Confused

"Sir, I want to pay, but I have no money"

"If you cannot pay, don't!"

"But you are teaching us not to pay!"

I am just teaching you common sense

"Sir,it's morally wrong not to pay our debts"

"Is prioritizing your debt over your children stomach morally right?"

"We used it ; we should pay it"

To whom?

Go Ahead, Ask.

Ask a question and it shall be given.
Give,and you will be asked and questioned.

Life is really unfair.


( See Poll For The Month )

The Unwanted King

He rules your life like a King,simply because you have a credit card debt.
He tells you to call Atty. Ek-ek or SPO1 Mando Rugas.
Otherwise, he will file a case, issue a warrant of arrest, go to your office,
get your appliances, go to your house, call your HR, publish your picture and
allllll sorts of threats.

Well, why not dare his bluff - see you in court?
Remember the ad : ang Hari, talo ng Alas!

Your Credit Card Debts

you are actually not paying it. if it is paid to collectors.