14th December, 2007 ( Friday)
Dear Sir,
Today I received a letter from our friend that says about RA 8484. For me to understand what is it all about, I read and read and learned that it talked about :
a. credit card that is counterfeit, fictitious, altered, or forged;
b. access device that is stolen, lost, expired, revoked, canceled,
suspended, or obtained with intent to defraud;
c. access device that was applied for or issued on account of the
use of falsified document, false information, fictitious identities
and addresses, or any form of false pretense or misrepresentation;
I pondered and said to myself - indeed these are really against the law.
But wait, a certain clause caught my attention :
"A cardholder who abandons or surreptitiously leaves the place of employment, business or residence stated in his application ...... shall be prima facie presumed to have used his credit card with intent to defraud."
Hmmmm....When I applied for a credit card, and until now, I am still staying in the same residence as indicated in my application form, although I have now lost my job.
Did I abandoned my residence or employment?
Did I left surreptitiously these addresses?
I looked up for that meaning and found out it means "secretly", like a thief leaving your house.
The letter said I could be charged, if evidence warrants.
I am holding their letter, therefore I can be found! They are right - there is no evidence to the contrary.
Thank God. It is Friday the 14th, a day before and I'd be damned.
Sincerely,
CC Victim
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