Saturday, September 18, 2010

Text Notices

Plaintiff vs. Bank Case Filed RA 8484

a text message:
"Plaintiff......vs Criminal/Civil Case 2009 Preliminary Attachment of property you are being summoned to appear in Makati MTC under Judge Benjamin Garcia for violating the RA 8484 Collection Sum of Money

if the summons is "served" thru text,
malamang ang hearing ng case is also
thru text!

what they really meant :
they are advising you to pay their commission.

What to do when you receive text messages?

to simplify your life.

Saturday, September 11, 2010

Warrant of Arrest

Text ni Mr. Collector

" Please be informed that you have a pending warrant of arrest"
" To Hold,call Atty. Ek-ek at 999-8888"
" Pay at least P 5,000.00"

If you are arresting someone, would you inform him before hand?
di nag-tago na yun!

Blackmails and extortions are punishable under Art. 283 on Light Threats.
See Reyes, The Revised Penal Code, 1993 ed., p. 559.
The crime of Other Deceits under Art. 318 par. 1 of the
Revised Penal Code, as amended.

let's try how good their lawyers are pag pinahuli mo
yang mga collectors a.k.a. manloloko na yan.

Saturday, September 4, 2010


Take the call.
It cant kill you anyway.

1. Make it simple -
answer "yes" or "no"
2. You are under no obligation to accomodate them.
No need to explain, plead, argue. useless.
walang nanalo dyan.
3. Just tell the truth - wala kang pambayad.
4. Inform them:
"according to my lawyer, sa court na lang daw natin
pag-usapan ito. Formal at legal. Ayaw mo na nyan?"
5. After which DONT LISTEN anymore kahit ano pa sabihin niya.
6. If the caller starts berating you, what is there to listen
for? kaya, hang-up or let the table, which has no brain too,
listen to him instead.

these suggestions are practical and common sense approaches.
why listen to an irrational caller?

..just a reminder

Hi banker... I was so thankful that i found this blog... Regarding my HSBC card, last year an agent called and told me to pay my outstanding balance amounting to 24k, but he said to me that there is a discounted amount that could be offered to me, amounting to 10k. I made a loan to our comapny just to pay that amount, but I made it in 2 payments, 5k and another 5k. He promised me to give a certificate of full payment on that. But time passed by, i have not recieve any confirmation from that agent. After 5 months they called me up with another agent, asking for my payment. I told him that I made a payment last year, but I never recieve any certificates. I forgot to get his name, and told me that "naloko daw ako ng agent na yun, marami na raw complaints na ganun". Afetr that call, i recieved a txt msg, that I have to pay my account or if not they will go to our barangay with the attorney. Please help me with this, advise me what will i have to do. Thank you very much...

Posted under " Utang, What I'd Do"
Tuesday, September 7, 2010 1:16:00 PM GMT+08:00

Wednesday, September 1, 2010

La Lang

Anak, Hiling Ko Sa Aking Pagtanda
Sa aking pagtanda, unawain mo sana ako at pagpasensiyahan.
Pagpasensyahan mo sana ako kung ako man ay nagiging makulit
Natatandaan mo anak noong bata ka pa?
Pinagtyagaan ko ang kakulitan mo.

Kapag may konti kang panahon,
magkwentuhan naman tayo, kahit sandali lang.
Inip na ako sa bahay, maghapong nag-iisa.
Walang kausap.

At kapag dumating ang sandali na ako'y magkakasakit
pagtyagaan mo sana akong alagaan
Tutal hindi na naman ako magtatagal.

At huwag kang mag-alala,
kapag kaharap ko na ang Diyos na lumikha,
ibubulong ko sa kanya na pagpalain ka sana ...
dahil naging mapagmahal ka sa iyong ama't ina...