Paying Directly To The Bank

The bank will not entertain you.
Refers you instead to its collector.
The collector tells you to deposit your payment
to the bank itself.
Does it really go to the Credit Card Company?

Don't ask me. Ask the collector!

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Hope You Can Live With Your Conscience

ang masakit dahil sa series of nervous breakdown ng harassment ng taga Molaer namatay ang mother ko. ngayon ang father ko nmn ang tinatakot nila. aantayin ko pa ba mawala ang nag iisa kong magulang by harassment ng mga ganid na collector? ano gagawin ko malayo ako sa pinas.

The Right Against Self-Incrimination

THE 1987 CONSTITUTION
OF THE REPUBLIC OF THE PHILIPPINES
ARTICLE III BILL OF RIGHTS Section 17. No person shall be compelled to be a witness against himself.

THE SCOPE : It applies to commutative testimony and not mechanical testimony. Commutative testimony involves the use of intelligence on the part of the accused or witness.

It is only when a particular question is addressed to which may incriminate himself for some offense that he may refuse to answer on the strength of the constitutional guaranty. (ROSETE, et al vs. LIM et al., G.R. No. 136051, June 8, 2006)

Kaya next time when a collector calls, try to tell him that per your lawyer’s advice, you are invoking your “Right Against Self-Incrimination”.
and you do not want to answer his questions.

:D

Demand Letter