After complaining to BSP,
they will ask the bank to write you.
eto ang standard reply ng bank:
With respect to your particular experience, we have called the attention of the collection agency concern and have issued an appropriate reminder so as to...( and other ek-ek)
eto ang mabigat:
HOWEVER,we would like to remind you that, based on our records, you still have an outstanding balance of P xxxxx, which .....
Now, tell me if it's really worth it.
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