Sunday, April 17, 2011
In Debt Trouble
Why are OFWs drowning in debts despite the huge salaries?
Following are the feedback I got from our preceding chapter:
1.OFWs,especially in the Middle East, earn a lot but spends a lot too.
"malaki ang sasahurin doon pero ang bayarin namn kinuha na ang 75% ng sahod.
2. Payment of their salary are more often delayed
"marami din sa ating kababayan eh hindi sumasahod ng 2-3 months"
3.When faced with financial success, most people can't handle it
a)I have a kin working as an engineer. they were able to buy a car, me mga expensive gadgets at gamit sa bahay. they were doing fine, until lately, when he began to invest in all luho there is. the wife gets maluho na rin. di contented sa simple joys na kinagisnan nila.
-natutong magsugal si mister.
-at siguro, natuto rin mambabae.
now, they are deep in debt, di na kasya ang perang pinapadala because kulang pa pambayad sa luho at bisyo. dito nasira ang buhay nila. sa bisyo, at sa luho.
b)I have another cousin, who also works as a machinist .
before kasya na sa kanila ang php25k a month na sueldo.
when my cousin got this job, di na nagkasya ang sueldo, which is more than php50. ang reason?
- ang asawa naging maluho,
- and mga anak naging maluho.
- the wife stopped working, kasi kumikita naman daw si mister.
everytime my cousin comes home, the dough he takes home isn't enough to pay the debts the wife incurred, when all the while, me monthly allotment si wife. kaya my poor cousin had to borrow money, everytime.
Why? malakas ang loob gumastos kahit konti lang ang pera mo, thinking payday is just a few winks away.
I like this thought :
ISA LANGPO ALAM KO NA REASON..."PAGMAMAHAL SA PAMILYA"...
Posted advice and reminder for OFWs in the Middle East:
Nandito ka para mag-ipon ; di mangutang
love your family.
but dont spoil them.
(thanks to all who shared their thoughts)