A collector called, only to say those nasty things about me being a "bad" debtor, kapal ng mukha,etcetera,etcetera,and,etcetera.
Instead of crossing his verbal path, I deflected back what he was saying. Like an innocent and in a childlike voice I asked him - "Sir,bakit po kayo nagagalit?"
From that moment on ,he was giving me all the excuses and did all the explaining to
me, instead of me explaining why I cannot pay.
cheers!
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