Comment No. 1
...pero banker, wag po kayong mmagaglit ha, kasi base sa aking obserbasyon parang tinuturuan nio ang mga tao na wag bayaran ang utang,wag intindihin, pabayaan lang,comment ko lang po sa lahat ng nagbabasa ng colum na ito, lahat po tayo may problema kaso sana icipin din po natin na utang po iyun na dapat po din nating bayaran,kasi ginamit po natin yun,nakatulong din po iyun.wat im trying to say is dapat nasa plano din natin na bayarn ang ating mga utang, hindi nga lang sa ngayun kundi balang araw kung saan kaya na natin i-budget base sa ating income..
Thursday, October 30, 2008 8:02:00 PM PHT
Comment No. 2
hi banker...after reading all ur comments and answers, i just thought that 1 lang ang tnutumbok nyong answer na OK lang mangutang kahit d k na magbayad?..lalo n sa mga CC...tama po ba?
Tuesday, October 28, 2008 3:21:00 PM PHT
The bank ( especially COLLECTORS) responsible for these unconscionable lending practices takes refuge under religiously-mandated self-sacrifice to atone for the sin of borrowing unwisely. But lending money under this situation has in fact incurred the ire of the Prophets:
“Hath given forth upon usury, and hath taken increase: shall he then live? he shall not live: he hath done all these abominations; he shall surely die; his blood shall be upon him.”
Many has fallen into this trap.
"I want to pay because I used it".
who is collecting? the bank? nope. Its the collector, who would harassed you to get their commission.
If the bank has forgiven you,the collectors wont, for reason of greed - Hey, its not even their money you owe. Would you be willing to pay your neighbor instead just because you owe money from the bank?
" Anak, 'wag ka muna mag-enroll,kasi I have to pay our debts"
" Anak, sorry, la tayo ulam ngayon, kasi binayad ko sa COLLECTOR!"
If you can live with that, go ahead. Prioritize their greed instead of your need.
all because of PRIDE.
Try negotiating with the Collectors and you will understand what I mean.
Debt is a humbling, not humiliating, experience.
Hinde po ako galit. I just pity the children.