Have you ever dreamt of having enough money in the bank,
that you don't have to work anymore,
that you just have to get the interest monthly for your allowance?
same with CC companies,
if you just pay the interest monthly,
their work is simplified - just wait for the never ending income.
and it would even be better if you default, then you have to
pay another fee - penalty charges.
as long as you pay them regularly.
life is beautiful for them.
not yours.
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