I Survived 2009 !

Hi Sir Rene / Banker,

Thanks a lot for your blog, it’s very encouraging.

I have 5 credit cards (Metrobank, Citibank, 2 HSBC and AIG) which is
na ma-maintain ko naman ng maayos but last April 2008 nag resign
ako from my previous company xxxx Airlines and lumipat ako ng xxxx
Airlines . Since that time nagka delay2 n pagbayad ko ng CC until
dumating s point n di n ako naka2bayad. Na hold kc yung salary ko and
di ko rin nakuha agad yung salary ko next company ko. Last October
nag resign ulit ako which caused further delay of payments kc
nakapag apply ako ng job abroad.

I am now working in the biggest company here in Dubai and I want to
settle all my CC debts which are now handled by Collection Agencies.
And para matigil n rin yung pang ha2rass s parents ko dyan s pinas,
na high blood daw yung parent ko.
(let your parents tell them na “walang silang pakialam dyan”)
Pano po b diskarte makakuha SOA and makipag negotiate directly
from the bank since na nandito po ako sa abroad? Can you assist me po?
( ipunin mo muna ang pera mo. When you are ready, go to the bank and negotiate during your vacation here)
What if the bank insist to contact their collection agencies?
( no way. Let the CA then sue you. – they wont; they don’t; they cant)
(yan ang mahirap sa ibang banko, ikaw na ang mag-bayad, ayaw pa tangapin ^-^ )

Gus2 ko po sana mag hire ng lawyer pero sabi nyo po s blog no need
for a lawyer since it is a financial problem.
Salamat po ng marami sa tulong nyo. Instead n mapunta s collection
agencies yung cut nila maka2tulong p ng malaki ito s mga street
children.
Aside from Gcash and paypall pano po pala mag donate s foundation nyo?
( I only maintain GCash now. You can do it pag-bakasyon mo dito or let your parents do it later. Thanks for the offer)

KEEP UP THE GOOD WORK. MAY GOD RICHLY BLESS YOU.

MERRY CHRISTMAS AND HAPPY NEW YEAR.

P.S. Pede nyo po ito i edit and post s blog nyo without my personal
info. Thanks po ng marami.

Respectfully Yours,

Q.C.

(repost)