May utang ka.
Walang pambayad kaya na default.
Nanalo eventually sa lotto.
you want to pay now.
where? how?
1. go to the bank personally.negotiate.
2. be prepared to be frustrated though
if they will not entertain you but
refer you instead to their collection agencies.
( wala na kasi silang pakialam sa account mo)
3. Masaya naman si collector! pera na ito!
kaya, mega-harass ka naman para madali ang pera.
4. What option is left? the court!
antayin mo na lang if they file a case.
ganoon din ang mangyayari anyway, as if you
went to the bank to negotiate.
but what if they wont file?
donate mo na lang sa church or favorite charity pera mo
may kabuluhan pa.
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