What is there to waive if your debt is already "closed".
Who is waiving but just the collector and not the lender,
who by the way is no longer interested to collect
( for a "wondrous" reason)
How sure are you that everything is authorized and legal,
there is no way to find out.
How sure are you it goes to the lender and not just to the pockets
Even if you fully pay now, would that erase the experience
and the fact that " once upon a time, you defaulted your CC"?
If you still feel comfortable after knowing these things, then,
it's about time you should pay the Collection Agency, and not
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